Ernest F. Ladd, IV, CIC, a native Mobilian, is a graduate of Rhodes College where he received his BA Degree. Eleven years of commercial banking experience has given Ernest an advantage in designing insurance programs that efficiently protect clients’ assets. Since joining the agency in 2001, Ernest has become a “Trusted Advisor” to many local businesses. He specializes in marine, manufacturing, and medical malpractice accounts. In 2004, Ernest received his designation as a Certified Insurance Counselor. A very active member in Mobile’s non-profit community, Ernest has been involved with the Mobile Rotary Club, United Way of Southwest Alabama, and Goodwill Easter Seals.